Cash your cheque as soon as possible, no need to worry if you have an old one. 3 Despite section 2, a person may charge, require or accept a cheque cashing fee in relation to a government assistance cheque only if the cheque cashing fee does not exceed the lesser of (a) $2.00 plus 1% of the face value of the government assistance cheque… This would be one piece of ID with both your photo and your signature. You will need to take proper ID with you to the bank. The Law Commission of Ontario (LCO) initiated a Project on fees for cashing government cheques in response to concerns regarding the impact of cheque cashing fees on low-income communities and on remote Northern communities without access to mainstream financial institutions such as … For checks between $1,001 and $5,000, the fee is $8. If there are multiple payments with the same Release Date to be made to a vendor, only one cheque will be issued - the cheque stub will detail the payment(s). who cashes cheques. Merchants often charge small fees for cashing a cheque for you. For example, many 7-Eleven convenience stores will cash cheques for a small fee (which varies by location). but this is a provincial cheque not a federal cheque. If the payee is not entitled to the cheque, it should be cancelled by Provincial Treasury using the Cheque Enquiry/Stop Payment/Replacement Requisition/Payment Cancel form (FIN 358) (PDF) (government access only). Government of Canada cheques don’t expire and can be cashed at any time, free of charge. Sorry if I was unclear, thats why i asked in r/ontario not r/canada though. Our check cashing fees are $4 for any checks up to $1,000. If the cheque writer or cheque writer's financial institution is located outside Canada, the cheque can take much longer to clear. Assistance cheques may be payable to the client, to a trustee, to a vendor on a client's behalf, or to a combination of these. Where the payee cannot be located the ministry … Foreign cheques are often held for 30 days. of provincial government cheques given adequate identification, with respect to cheques of $1000 or lower.4 In 2010, the Province of Manitoba indicated that it was considering the experience of other provinces, such as British Columbia and Alberta who have indemnity agreements in place for cashing provincial government cheques. For more information, visit the Financial Consumer Agency of Canada webpage on cashing your Government of Canada cheque for free . The only types of checks we cannot cash are personal checks. If the cheque does not clear—for example, because of non-sufficient funds—the money will be debited from your account. Limit fees for cashing social and disability assistance cheques: Capping the fee for cashing a provincial social assistance or disability cheque at $2, plus 1% of the value of the cheque, up to a maximum fee of $10. All banks must cash a government of Canada cheque for free, even if you do not have an account with the bank. For an example, see the photo above. Cheques from the Government of Canada are always yellow, with maple leaves and a map of Canada in the background. To protect consumers, the Manitoba government has set limits on the amount that can be charged for cashing a government cheque. As of 2018, we have a check cashing limit of $5,000, although we increase this limit to $7,500 from January to April of each year. Cash limits and the costs to you. Government Cheque Cashing Government cheques are like any other checks that are issued and processed, from personal and company cheques to checks issued by provincial, municipal, or federal they are all treated in the same fashion. Government assistance cheques. That fee is $3, plus two per cent of the face value of the cheque. 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